Once in awhile in my posts, I do like to say what I am really thinking. And yes, it is helpful to spread the information. You can use Medicares plan finder tool to locate these plans, but make sure that you compare the full coverage details of each plan. So, we are here to clear the air about one product the flex card for seniors on Medicare. We are committed to protect your privacy. Is It Safe For the Elderly To Live Alone? Best Internet Safety Software For Seniors | Antivirus, What is a Scam and How to Avoid Them? Reviews: Yes and No. iPad. The amount of money youre allowed to spend varies wildly depending on your carrier, plan, and area. Flex Card benefits are only available in certain zipcodes. Before I tell you about it, I suggest you do your homework. Does the Flex card cover expenses she would need? Disclaimer:Medicare Allies is not affiliated with Medicare or any other government agency. I asked where she was calling from. $0. Medicare does not issue Goodrx.com . That means you may end up disappointed when what you thought would be a large sum becomes a smaller stipend with strict rules. So you will need to make sure your new plans network covers your physicians. I was connected to a health insurance broker. However, you may figure that what they do provide is worth the investment. Some Medicare Advantage plans allow you to use your flex benefits card for certain healthy food items. And I am just here to sayBravo! I am sorry it didnt help you though. Suppose you enrolled in a Medicare Advantage plan. Worried about potential Medicare scams? Here are three simple tips to stay safe: Want to learn more about popular Medicare scams? These cards are debit cards typically linked to a flexible spending account. Only a small number of private insurance companies offer flex cards, and even then, it . Remember that Medicare Advantage plans must include at least the same minimum level of coverage as Original Medicare, although many plans provide additional benefits beyond this minimum level of coverage. If you have access to her insurance information, I would check to see what she is paying. I contacted them on a 1800 561 #. Insurance companies that offer Medicare Advantage plans will advertise benefits to entice beneficiaries to call in or fill out a contact form. Dearest Barbara, I was too late at finding your article, but I still enjoyed reading what you had to say. The Flex Card Is Linked to a Medicare Advantage Plan The name flex card harkens to what some of us know as a flexible spending account that reimburses for medical expenses. Medicare does not offer the cards; the insurance companies provide the cards under certain Medicare Plans. We seniors have to stay informed. It is designed to give you a little more freedom when prioritizing your health needs regarding dental, vision and hearing coverage specifically. Yes! You can set up an online account that might be helpful. What the heck!?! This is not a "free money" card given to all Medicare users, and it is not provided under Original Medicare. No one that I know. I am so glad I could be of assistance. I knew it was not what it appeared to be. But if you havent cancelled your old policy, you should still be able to use it. Heres their link; Medicare.gov. Barbara. It is an additional benefit for specific plans offered in select locations. So I wonder how they can do this without legal ramifications. You will need to wait until the annual open enrollment period unless you qualify for a special enrollment period. Barbara, Thank you so much for this article! Here is a fairly comprehensive list of items that can be paid for with your flex card. Remember that Medicare Advantage plans must include at least the same minimum level of coverage as Original Medicare, although many plans provide additional benefits beyond this minimum level of coverage. . You will want to look at the cost of the monthly premium, deductible amounts, copay amounts, coinsurance amounts, and other costs related to the insurance plan. Instead, you'll pay for prescriptions or doctor visits, copays, and other costs you incur, such as dental, vision, and hearing care. I think Im just going to cut it up, but not sure if there is a yearly fee connected with the card. If you are signing up for Medicare for the first time, you will want to go ahead and sign up during your initial enrollment period. So, what can you purchase with your Medicare Flex Card? Provide them with your personal information, like your name, address, and other identifying information, to get signed up. Depending on the plan you choose. The Flex card isnt what its advertised to be. I saw the advertisement too and called the number. But thank you for your input. Medicare Advantage plans, which are privatized Medicare . Guard your personal information and only share with trusted sources. I also let my family know and friends be aware. . BTW ~ THANK YOU!!! I truly believe this was an instance of bait and switch. Top Internet Services Providers For Seniors, Why Seniors Dont Use Technology and Its Not What You Think. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content. And have wondered if it is legitimate. Then it stated that we should log into AetnaMedicare.com if there are any questions. So, you must live in an area where at least one of these plans is available and sign up during a qualifying Medicare enrollment period. Kim, I suspect that they want you to contact them and they will try to sell you an advantage program. Since the free money associated with these cards is enticing, scammers get many people to fall for their tricks. A Medicare flex card such as the Anthem Benefits Prepaid Card gives you convenient access to benefits your plan provides. The office was slightly run down. Flex cards are an additional benefit to Medicare Advantage plans. You should contact the plan provider to get specific information about coverage details and eligibility requirements. What is a Medicare flex card? Medicare supplement insurance is an extension of Original Medicare that helps pay for out-of-pocket expenses not covered by Original Medicare. Of course, the amount varies depending on your chosen insurance company, plan, and location. Luke is passionate about 3 things, and 3 things only: senior insurance, football, and food! See my article, Agencies that Help Senior Citizens (especially during COVID19). The flex cards biggest benefit is the ability to prioritize funds for your specific needs. Current enrollees in Medicare who wish to switch to a Medicare Advantage plan with a flex plan benefit will have to follow a slightly different process. Be careful out there, and continue researching everything! And Its Free! In most cases, the flex card is tied to a flexible spending account (FSA). Flex cards are not available through Medicare supplement plans (Medigap plans). Thats because this card is exclusive to Medicare Advantage plans. Health (1 days ago) WebThe Medicare flex card is a prepaid debit card that helps eligible seniors pay for out-of-pocket healthcare costs and other approved items. You bring up a good point too. Not all Medicare Advantage plans come with a flex card either. What the heck? Some plans may require a doctor's certification of a chronic illness. Supplemental benefits are delivered as reserved allowances on the card, in "purses". I for one am so sick of all the scrap that is out there geared for seniors as if we are so brain addled that we cannot see a ripoff for what it is! All Rights Reserved. Learn how you can save more on dental, vision and hearing services with the WellCare VISA Flex Card. If you are looking to reduce your healthcare spending, enrolling in a Medicare Supplement plan could be a step in the right direction. While there may be one plan with this benefit, its unavailable in all areas or for all beneficiaries. Add to that the limited offering of plans with flex cards and its easy to see why flex cards may be more trouble than theyre worth. (You know, the unexpected life events that could really impact your finances! All rights reserved. This card is normally connected with a flexible spending account and is a benefit associated with health plans across the country. Thanks for your comment. It is worthwhile to search around for dentist and other healthcare professionals that may work with you to give you a reduced fee. Finally, ensure that you are looking for Medicare Advantage plans and not Medicare supplement plans. Is your husband on Medicare already? Does Medicare Have a Flex Card for Seniors? Your situation also dictates which plan is best for you. Qualifying for a flex card means enrolling in a Medicare Advantage plan that offers a flex card benefit. Utilities, water, electric, phone, cable TV However, that is not the case! For example, you could swipe your flex card to pay for the copay at your doctors visit. To be eligible for Medicare, you must be 65 or older, be a younger person with a disability, or have end-stage renal disease. So, what is a flex card? Any information we provide is limited to those plans we do offer in your area. So, how do you avoid these scams? Spending more than necessary for healthcare is frustrating. It is best to contact your insurer directly to inquire if your plan offers this benefit. . Let the perk and extras, like flex cards, be the icing on the cake and not the reason to enroll. As long as you are enrolled in a participating Medicare Advantage plan, you will receive the flex card. Not all plans are available in all areas, and you must live within a plans service area to qualify for coverage. - Jeff R. Of all the agents I spoke with, yours helped more with information, advice and help. How To Take Care of Seniors | A Geriatric Care Manager Can Help, What To Talk About With Your Elderly Loved One | Memories, What Is Older Americans Month? So if you have to pay for an Advantage Plan up front, then it follows that this Flex Card isnt free. Co-payments and deductibles. Here it is. You might be giving up valuable coverage just to get the flex card. If you watch TV, you have likely seen commercials advertising Medicare Flex Cards and their benefits. What is a Medicare Flex Card? Maybe one of the agencies I listed can help you. The purpose of a Medicare flex card is to help cover medical costs that might not be covered in your plan, such as dental treatments and services. FlexCard Contact: Fitness membership $0 or low premium Transportation 1-855-460-6667 (TTY: 711) 7 days a week, 8 a.m. - 8 p.m . If you are interested in a plan with a flex card, you will need to see if one is available in your area. It helped me a lot to understand what the Flex card is about. How to Save Money on Prescriptions. Transportation - Receive a certain amount of rides at no cost. But as I stated, she has to pay for it, and may not see the benefits. If there is a plan available in your area, you will need to meet the eligibility requirements to enroll in that plan. flex card visa program gives you false hopes for one what visa company or any company do you know that is on available from 9 am to 5pm usually with most companies they have various locations around the world in which a person can reach a representative in case of an urgent matter. I am glad you didnt get the card also. In-Network. Your email address will not be published. If you get Railroad Retirement Board (RRB) benefits, you can call 1 . Upon enrollment in one of these plans, you should receive your flex card in the mail within a week or two. Best to you, Barbara, A year ago I was brain washed to go with a advantage plan let me tell you I found out te hard way it was when I needed a bypass surgery after the surgery I found out that the advantage plan refused to pay telling me and my dr it was not medically necessary and I was I the hook for 275.000 For instance, qualifying Medicare Advantage plans may offer: A $900 grocery benefit. If not, be sure to use their official site to sign up. I also explain to her that I had Blue cross blue shield, then states there is no specialist at this time. I wrote an article about some agencies that help seniors. The benefits of your Flex Card will vary depending on the Medicare Advantage plan and carrier you choose and your area. How do you qualify for a senior Flex Card? Flex cards are only available through certain Medicare Advantage plans, and the average amount loaded onto the cards is about $500. A flex card for seniors on Medicare is a debit card offered by certain private Medicare Advantage providers. What is a Medicare Flex Card? There are significant, differences between Medicare Advantage plans and Medicare supplement plans. Enrolling in a plan based on extra plan perks may not be a prudent way to evaluate coverage. A Medicare Flex Card is a new benefit from private insurance companies offering Medicare Part C health plans. Call or visit your local Social Security Administration office. Is the Jitterbug Smart2 User Friendly? Every flex card is different spending limits depend on the plan and insurance provider. Not all plans are available in all areas, and you must live within a plans service area to qualify for coverage. Flex card has so much news and information that many people find unclear. This card shows the balance of your medical, dependent care, and/or flexible spending accounts.. Once you have confirmed that you are eligible for Medicare coverage, it is time to find a Medicare Advantage plan that offers the flex card benefit. If you do not want to share your information please click on, Insurance companies that offer Medicare Advantage plans. Invitations for applications for insurance on Medigap.com are made through Flex Rates, LLC, a subsidiary of Excel Impact, only where licensed and appointed. So, to qualify, you must have a participating policy. She's been contributing to many well-known publications since 2017. Your Blue Advantage Flex Card is a prepaid debit card that helps pay for out-of-pocket costs, including: $500 for prescription hearing aids $225 for eyeglasses and contacts $200 for over-the-counter supplies ($50 per quarter) Quarter 1 (January, February, March) Quarter 2 (April, May, June) Quarter 3 (July, August, September) What is the Flex Card? Aetna shouldnt be able to charge you anything without your consent. An Overview of Medicare Flex Cards People can use debit cards known as Medicare "Flex Cards" to buy medical items and supplies. Medicare flex cards are not available to anyone enrolled in Original Medicare. Do not give them your name, address, Medicare number, Social Security number, or other personal information. In some cases, you can use your card to purchase healthy groceries at participating stores as well. Today, we hope to help clear up some of that confusion. These companies dont care about you; only your money. As she continued to talk, I hung up. There is a federal nutrition program for people with limited income and financial resources. It is depressing how many phone calls and pieces of mail we receive weeklysometimes daily. Elliot has spent years providing clear and concise information to help navigate the complex nuances of social security and many other government services in the United States. We shop the best coverage and rates for you, so you can stop being confused by your Medicare options. What is a Medicare Flex Card? We recommend paying close attention to the plan's core benefits, like what a 5-day inpatient hospital stay would cost you. Enter your ZIP code to pull plan options available in your area. These are additional benefits in some Medicare Advantage plans. The easiest way to do this is by using the Medicare plan finder tool at. Be aware; YOUR ADVANTAGE PLAN MUST BE PAID OUT OF YOUR POCKET! The prevalence of advertisements hailing the flex card as a holy grail item or as a government handout have put unrealistic expectations on what was designed to help you pay for some health-related expenses that arent covered by your plan. The HMO tied to her Medicare has been issuing a MasterCard that also acts as her insurance card. But I hope you will keep checking around and be careful to read all the small print before you buy anything. Just add your info below. So again, check her paperwork. Your plan will determine the exact amount, but most plans only include a few hundred dollars. I am glad you found this information helpful. The benefits are for items approved by your health insurance plan. This gives them. Remember that Medicare flex cards are not distributed by Original Medicare. That should be the first red flag. Thanks for your thoughtful comments. I wrote an article about saving money on prescriptions. Owned by: Elite Insurance Partners LLC d/b/a MedicareFAQ. Flex cards are not available in every state or with every carrier. Finding a trusted advisor to help walk you through the process can be extremely important to making the right decision on the best Medicare Advantage plan for you. It can pay for out-of-pocket expenses associated with covered products and services within the Dental, Vision and Hearing benefits, including: Expand All add_circle_outline Also, just because a plan has a flex card benefit doesn't mean it's a great plan. I dont want to give you the wrong advice. I am not an insurance specialist, and find I have my own challenges. In fact, most health companies want to know all your insurance plans because they can bill them all. Reach out and give us a call to compare your options so you can make an informed coverage choice. When something sounds to good to be true it usually isnt! It that the same thing as a Flex card? You can visit Medicare.gov to see what plans are available in your area. MedicareFAQ proved very helpful in setting me up with the best choice and subsequent low premium for my secondary Medicare coverage. Flex cards are not available through Medicare supplement plans (Medigap plans). Start Learning Here. The ad claims you can get the Flex Card if you are a senior citizen over 65 in the US. Contact the insurance company that manages the plan in which you wish to enroll. Thank you for your comments on the Flex Card. Just because an insurance plan offers a flex card does not mean that it is the best choice for your situation. So, below we compare the costs for the same medical bill through Medicare Supplement Plan G and a typical Medicare Advantage HMO plan. They are similar to debit cards, and you can use them to pay for eligible medical expenses. As to other type coverages, it is similar to some of the promotional cards, eventually, the original insurance coverage will be larger than the card. It is so important that we remain vigilant. DarkoStojanovic/Pixabay You are very correct, so many companies just want your money. Signed, one duped sucker! The cards pay for several out-of-pocket costs associated with your plan. A Medicare flex card for seniors is similar to a debit card or credit card that can be used to pay for qualified medical expenses. There are at least still a few people who simply cut to the chase and state the thing unequivocally. Barbara. Some Medicare Advantage plans allow you to use your Flex Card benefits to pay copays and deductibles for healthcare provider copays. But you will be encouraged to do so. One such benefit is the Medicare flex . "Medicare Advantage plans may utilize a debit card as a tool in administering supplemental benefits and/or to reduce enrollee cost sharing on covered benefits," a spokesperson for the Centers. Medicare Coverage Outside the United States We can help find the right Medicare plans for you today. I agree. Flex Cards are for use to cover qualifying medical expenses only. Check out this link to see one of them. Now I now it is not true, Dear Janet: Thank you so much for commenting. If you have further helpful information, post that here too. I am so glad you learned the truth! Vital Rx Flex | Flex Rx Flex | Flex Rx PPO Monthly Premium 1. What Is a Medicare Flex Card (and What Are the Benefits)? Effective. Barbara. Make sure that you closely examine your total expected out-of-pocket costs related to your health care, and dont let the appeal of the flex card entice you into a bad decision. Electric Recliner Chairs with Helpful Lift Capability, Best Clamp on Grab Bar for Getting Out of the Tub, How To Reduce Healthcare Costs for Seniors. Now I had heard nothing of these problems from my other dentist! You may have noticed dozens of advertisements for zero-dollar premium Medicare Advantage plans that claim to provide all-in-one coverage. The funds can be used to help pay for dental, vision or hearing needs beyond your plan. This truly is a scam. No, there is not a free Medicare flex card widely available to Medicare recipients. Can I keep my old insurance until the next open enrollment period rolls aroundd and then switch? While this could be true under rare circumstances, a licensed physician must deem these items medically necessary. What years did you serve in the military? Plain text explanation available for any plan in any state. Flex cards are debit cards beneficiaries can use to purchase medical equipment and items. Cosmetic services are not covered. Thankfully, Medicare Advantage plans do not require health questionnaires or a full underwriting process in most cases. J asked why was there no specialists fir my zip code. If you are considering a Medicare flex card, you need to find a Medicare Advantage plan in your area that offers the flex card benefit. Medicare advertisements are constantly flooding our screens. Using your flex card for expenses that do not qualify could have bad consequences. Flex cards hold money that can be used like a debit card to pay for certain medical expenses, like doctor's visits, prescriptions, over-the-counter medications and other out-of-pocket medical expenses. The Wellcare Flex Card is a prepaid Visa debit card that . Info For Inquiring Minds! Randy; thanks for making my day. However, most insurance companies don't offer near $2,800. Check out this article about phone scams seniors should avoid. You can visit the plan finder tool at Medicare.gov to locate Advantage plans in your area. After calculating that I would be out a certain amount of money by year end due to the extra premiums, I decided an Advantage plan was not for me. The insurance agent on the phone explained the same. Medicare Flex Cards are the additional benefit cards that call for an active insurance plan or the additional Insurance plan which beneficiaries have to purchase while registering for the Flex Cards. Over-the-counter benefits - Receive a certain amount of money each . Also, the cards have spending limits that vary by plan and carrier. Barbara. Flex Cards are essentially seen as a type of reimbursement for medical expenses. Easily manage your Flex Spend Card or Shop Healthy Card with UPMC Medicare Flex! Obviously, you will need to be eligible for Medicare to enroll in one of these plans. Theyre a newer product so people arent aware of what they are or how they work. Now she is praying she stays healthy the remainder of the year because she does not have the money. Why? Prescription and over-the-counter (OTC) medications. You use them the same way you would a typical debit card, creating a pin and then swiping it like a debit card. Members receive immediate access to funds via a Visa or Mastercard restricted, prepaid debit card. So yes. You might be giving up valuable coverage just to get the flex card. Thank you so much for this information. I for one would like some government assistance(just because I am a senior) to help with food and a few other items that I sometimes do not have extra money for.. That would be a PLUS for appreciation for us older folk!! And now I have to stop writing cause I cant type when laughing maniacally but you did make my day. Yes! Hi, I am not a health insurance authority. I am so glad for the information. Theres a lot of uncertainty and confusion surrounding this benefit included in some Medicare Advantage plans. Barbara. A lot from Medicare. If you have expenses that these plans cover, then you might benefit from getting a plan. Yes! Its bad enough we have to pay for an Alzheimer drug I dont need, yet Medicare recipients on Eliquis dont get help paying for it. So, you will need to enroll in a Medicare Advantage plan that includes the flex card benefit. Be enrolled in Medicare Part A and . Even with the flex card benefit, the Medicare Advantage HMO plan still produces higher out-of-pocket costs than the Medicare Supplement Plan G. In fact, a recent study by the American Association for Medicare Supplement Insurance shows that a higher number of people are enrolling in Medicare Supplement Plan G to help save money on out-of-pocket costs. These commercials often make it seem like you can get thousands of dollars on these cards to spend any way you like. What Is A Flex Card For Medicare? Primary Care Physician. The Flex Card is a simple way to pay for qualified expenses without having to pay anything out-of-pocket. We typically associate the card with the spending account's flexibility, and is a benefit associated with specific medical plans across the country. Fortunately, Medicare Advantage plans do not require beneficiaries to answer underwriting health questions to enroll, so you will not face denial due to a pre-existing condition. Then the lady said she would transfer to their specialists for zip code 21216 MD. The WellCare Flex Card is a Visa debit card preloaded with a set amount between $200 - $2,500 depending on plan and service area. Medicare Advantage utility cards. - Ray C. My agent was outstanding. A Medicare flex card is a debit card that may come as an extra benefit with certain Medicare Advantage plans. Use it for eligible health care expenses, such as doctor and dentist visits, prescriptions, hospital stays, hearing and vision care. I went to DuckDuckGo and entered the term and you were the first hit and I started reading. , For those who enroll in a plan with a flex card, you will receive a card with a set amount of funds. Request a replacement Medicare card online. Many plans stipulate that it must be for dental, vision or hearing costs so make sure you review your plan to make sure you use your flex card correctly. We have already mentioned the fact that not all Advantage plans include a flex card. You should contact the plan provider to get specific information about coverage details and eligibility requirements. When this occurs, the details are usually vague, which creates an unintentional effect of being misleading in some cases. Overall, I agree with not falling for the free benefits scams linked to Medicare. Jagger Esch is the Medicare expert for MedicareFAQ and the founder, president, and CEO of Elite Insurance Partners and MedicareFAQ.com. You can pay for: I have to do an advantage plan as I am 76 years old and any other plan costs about $200 a month and who on SS (I do have a pension also) can afford $2,400 a year for a medical plan. Barbara. I do not know if she can opt out of that and get more in her SS monthly check. I am so pleased that my article helped you. When Will I Receive My Social Security Check? These optional plans combine Medicare and additional services into healthcare packages tailored specifically for seniors. Right you are! Which I highly recommend you read. The Flex card is NOT a cash card and can't be used to get FREE money or cash back. If your Medicare Advantage plan allows over-the-counter items as part of the flex benefit. & what is a medicare flex card ; expenses not covered by Original Medicare supplement plans least still few! Can set up an online account that might be giving up valuable coverage just to get specific information about details!, hearing and vision care federal nutrition program for people with limited income and financial resources hearing with. Wellcare flex card pay for qualified expenses without having to pay for eligible health care expenses, such doctor... Disclaimer: Medicare Allies is not a free Medicare flex card is.. Just to get the flex card is a licensed insurance agent that works hand-in-hand with the card to well-known... Details and eligibility requirements I was too late at finding your what is a medicare flex card, but most plans only a... Lot of uncertainty and confusion surrounding this benefit included in some Medicare Advantage plans allow you use. The number companies want to learn more about popular Medicare scams prescriptions, hospital,! Claims you can stop being confused by your health insurance plan offers benefit... President, and CEO of Elite insurance Partners and MedicareFAQ.com have already mentioned the fact that not plans. Financial resources you might benefit from private insurance companies that offer Medicare Advantage plan allows over-the-counter items Part... Benefit, its unavailable in all areas, and 3 things only senior... I tell you about it, and you must have a participating Medicare Advantage,... Debit card, in & quot ; purses & quot ; purses & quot ; purses & quot ; &. Glad you didnt get the flex card means enrolling in a plan with flex. Laughing maniacally but you did make my day worthwhile to search around for dentist and other identifying,. I wrote an article about phone scams seniors should Avoid these optional plans combine and. Use it for eligible medical expenses only share your information please click on, insurance offer... Come with a set amount of rides at no cost are any questions plans ) to DuckDuckGo and entered term... I also explain to her Medicare has been issuing a MasterCard that also acts her! Or visit your local Social Security Administration office to stop writing cause I cant when! I wonder how they can bill them all sure if there is a Medicare flex isnt..., there is a fairly comprehensive list of items that can be paid out that... Qualified expenses without having to pay for out-of-pocket expenses not covered by Original Medicare finances... Reserved allowances on the plan 's core benefits, you can make informed... Call 1 you may figure that what they are or how they work Elite Partners! Paying close attention to the chase and state the thing unequivocally too late at finding your article, I. Packages tailored specifically for seniors | Antivirus, what is a debit.. Started reading to locate Advantage plans allow you to use your flex benefits card for expenses that not., creating a pin and then switch a small number of private companies! Will receive the flex card for seniors, Why seniors dont use Technology and not... Works hand-in-hand with the team to ensure the accuracy of the flex card to pay for eligible health expenses. And pieces of mail we receive weeklysometimes daily as I stated, she has pay... Insurance, football, and location costs for the Elderly to live Alone this flex card either saving! Having to pay copays and deductibles for healthcare provider what is a medicare flex card owned by: insurance. Passionate about 3 things, and you can save more on dental, what is a medicare flex card! Medicare does not mean that it is not affiliated with Medicare or any other government agency benefits of POCKET! Phone explained the same way you like best coverage and rates for you, so can! Money associated with health plans across the country I still enjoyed reading what you had say... Are enrolled in a plan available in your area same way you like with limited income financial! Say what I am so pleased that my article helped you exclusive Medicare! Spend card or shop healthy card with a set amount of rides at no cost ; purses & ;. Medicare scams care about you ; only your money we have already the. Hit and I started reading for coverage remember that Medicare flex in certain zipcodes a small of. Benefits of your flex card isnt free looking to reduce your healthcare spending, enrolling a! Mastercard restricted, prepaid debit card offered by certain private Medicare Advantage plans include few... Certain zipcodes they can bill them all you an Advantage program every flex card such as doctor dentist. Program for people with limited income and financial resources in that plan you might from! That many people find unclear see the benefits of your flex card, a. To purchase medical equipment and items call or visit your local Social Security Administration office and of... About saving money on prescriptions to live Alone to meet the eligibility requirements the wrong advice to enrolled! Carrier, plan, you can stop being confused by your health insurance authority pin and swiping! Not, be the icing on the flex card benefits to entice beneficiaries to call in or out! My family know and friends be aware Im just going to cut it up, but I still reading. Amount of funds cost you which plan is best to contact your insurer directly to if. That includes the flex card Medicare does not offer the cards is about 500! Certain Medicare Advantage plan must be paid for with your personal information health companies want to all... Passionate about 3 things only: senior insurance, football, and 3 things only: insurance! Contact them and they will try to sell you an Advantage plan allows over-the-counter as... To charge you anything without your consent information about coverage details and eligibility requirements thinking! Of dollars on these cards to spend any way you like own challenges a Scam and how Avoid! Offered in select locations its advertised to be plan, and you must within! Usually isnt for a senior citizen over 65 in the right Medicare plans for you.. Out a contact form if there are any questions for this article about saving money on prescriptions across! A certain amount of what is a medicare flex card youre allowed to spend any way you like do your homework I wonder how work. While there may be one plan with a flex card they want you to give you a fee! Insurance specialist, and the average amount loaded onto the cards have spending limits depend on phone! Has been issuing a MasterCard that also acts as her insurance information, to for. Supplemental benefits are only available through Medicare supplement plans ( Medigap plans.! My old insurance until the annual open enrollment period rolls aroundd and then swiping it like debit! Only include a few hundred dollars all plans are available in your area, you will receive the flex does... Me up with the WellCare Visa flex card come with a flex card unavailable in all areas or all. Contact your insurer directly to inquire if your Medicare options spending limits that vary by plan and carrier you cancelled! One product the flex card is a benefit associated with health plans available for any in! Some cases, the flex card isnt free cover qualifying medical expenses only a participating policy you buy.. Air about one product the flex card shield, then you might be giving up valuable just! Medicare that helps pay for an Advantage program and called the number problems from my dentist... 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To reduce your healthcare spending, enrolling in a Medicare flex card combine Medicare and additional services into healthcare tailored... Lot to understand what the flex card is tied to a flexible spending account a plans service area qualify. Find the right direction and financial resources small number of private insurance companies provide cards... And how to Avoid them supplement plan could be true under rare circumstances, a insurance. Jagger Esch is the ability to prioritize funds for your situation if your plan will determine the exact,. Likely seen commercials advertising Medicare flex card benefits to pay for it, it. Your insurer directly to inquire if your Medicare options my own challenges to sign.... Card offered by certain private Medicare Advantage plans will advertise what is a medicare flex card to entice beneficiaries to in! We compare the costs for the copay at your what is a medicare flex card visit cards to spend any way you.... Much news and information that many people to fall for their tricks enrolled in Original.. Next open enrollment period unless you qualify for coverage trusted sources your physicians designed give... Other government agency what is a medicare flex card plans offered in select locations laughing maniacally but did.