Take our 3 minute quiz and match with an advisor today. Ask Your Question Fast! Find out the standard processing times for tax returns and other tax-related requests sent to the Canada Revenue Agency (CRA). This is why you may see a smaller tax refund in 2023, and what you can do to prepare. 2 months. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence. The IRS estimates that most refunds should be processed within 21 days if there are no issues reconciling your tax return with the information the IRS has on record. 1 month. Shrinking refunds:IRS warns tax refunds may be smaller this year. In addition to writing for Bankrate, Michelle's work is featured with numerous publications including FICO, Experian, Forbes, U.S. News & World Report and Readers Digest, among others. You can keep checking the IRS website until they provide an update on your return, as this is something we will not know. Information is updated once a day, overnight. Get your biggest tax refund, guaranteed. Our goal is to give you the best advice to help you make smart personal finance decisions. I contacted the credit union and they fixed it immediately. While most folks have traditional bank accounts to get their refund payments, lots of younger tax payers are using online bank accounts like Chime and Cash App to get paid. Heres when you can expect your 2023 tax refund, how to get it faster, and reasons why your deposit may be delayed. The IRS is stressing the importance of filing online, not by mail, to receive a timely refund. Home demolitions and use of dumpsters - all that you to know! If your refunds have been offset in the past, then maybe you finally paid off. If you were paid through unemployment, a pension, a retirement fund or dividends, you'll also receive a 1099 form to file your taxes. Can I Keep My Car If I File Chapter 7 Bankruptcy? 1. And its almost the end of the year. The average refund amount was $1,963, down from $2,201 last year, according to the IRS. Eight out of ten taxpayers already receive their refunds through direct deposit, but the IRS aims to get even more Americans tomove this way. If you read your answer properly and all the way through, it specifically says, "We issue most refunds in less than 21 calendar days." MY question has nothing to do about issuing refunds. However, if your W-2 was incorrect and you requested that your employer fix it, you should have received the corrected version by the end of February. Start Filing for Free Today. The offers that appear on this site are from companies that compensate us. Youll need your Social Security or taxpayer ID number, filing status and exact refund amount on your return. Banks may not hold cash or electronic payments, direct deposit, money orders, Treasury checks; Federal Reserve Bank and Federal Home Loan checks, cashier's, certified, or teller's checks, and state or local government checks, along with the first $5,000 of traditional checks that are not in question (next-day items). Been preparing taxes professionally for 10+ years. All of our content is authored by If you receive your refund and spend it on necessary expenses before you file bankruptcy, it doesnt become a part of your bankruptcy estate. If youre using tax software to complete your return, select direct deposit as your refund method and type in the account number and routing number of your bank account. Your 2022 Tax Return is Not Processed Will My 2023 Refund Be Delayed? I did do the option to pay the fees through my refund. Help coming:Can the government make filing taxes online easier? 1-3 weeks. Deposits of more than $5,000 usually take 4 business days to clear. Then that intermediary bank sends the rest of the funds on to your bank (or card.) Refunds may take up to 16 weeks if you live outside Canada and file a non-resident personal income tax return. $20 to remove a driver's license restriction. Paige Hooper is a seasoned consumer bankruptcy attorney with 15 years of experience successfully representing debtors in Chapter 7, Chapter 11 and Chapter 13 cases. And will I still have to wait mine weeks like I was told for a refund? Community Experts online right now. Some states also have a wildcard exemption. 1-3 weeks. Getting your W-2 Your employer is required to send you a W-2 by Jan. 31. Expert verified means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. Deposits of $5,000 or less usually clear within 3 business days. You will receive your refund via direct deposit. Your Tax Refund Has Been Approved For Direct Deposit and Transcript shows 846 With Payment Date But Why Was My Refund Adjusted For Outstanding Debts? How much should you contribute to your 401(k)? Those can take up to 14 weeks to process. Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. Upsolve is a 501(c)(3) nonprofit that started in 2016. Enter your routing and account numbers on your tax forms. MBA, Enrolled Agent. Here are the rules. Here's what you should know about form 8949, What is a 1098-E form? Key Takeaways. The deadline to file for that extension is also April 18, and it gives taxpayers an additional six months to file. If you dont disclose your refund or dont turn over a non-exempt refund, the bankruptcy court can deny your discharge or even revoke a discharge thats already been granted. IRS tax backlog smaller leading into 2023 tax season than it was in 2022, I Bond hacks on tax returns and more as inflation hits 8.5%, IRS may owe you from 2020 taxes. Generally most banks dont clear deposited refunds over the weekend or public holidays. You can contact your Chapter 13 trustees office to find out their tax refund policy. What Happens to Your Tax Refund in Bankruptcy, How To File Chapter 13 Bankruptcy: A Step-by-Step Guide. Other than double or triple checking your bank account details before submitting your tax filing, you can contact the IRS toll-free at 800-829-1040 to update the payment information if the refund has not been processed. Bankrate offers five smart ways to invest your tax refund. We'll post your refund to your account as soon as we receive the instructions from the IRS, which can be up to 5 days early for your federal tax refund. These are mainly payments for those who got early refund advance loans. Can I Get a Mortgage After Chapter 7 Bankruptcy? Should siblings receive the same inheritance? Debit card holding the value of the refund. Financial institutions can use the government deposits to make up for recipients' negative balances. The IRS started sending the third Economic Impact Payments to eligible individuals in March 2021 and continued sending payments throughout the year as tax returns were processed. For example, say you file Chapter 7 bankruptcy in July 2022. When to set your clocks for daylight saving time, Novant to take over two hospital systems near Charlotte in a $320 million deal, Mortgage contingency: What it is, how it works, Forecasting mortgage rates this month is March madness, Arkansas first-time homebuyer assistance programs, Social Security Checks Got a Historic Boost This Year. Then the big update on Feb. 18th I checked WMR on irs.gov and had refund approved with 2 orange bars and a DDD of Feb 23rd. Other factors that could affect the timing of your refund. At RIFT Tax Refunds, we'll check in with HMRC regularly during the process, provided you've signed a 64-8 Authorising Your Agent Form but you can also track your tax rebate progress using . Every bank's time frame can be a little bit different. Most refunds are issued in less than 21 daysfor taxpayers who filed electronically and chose direct deposit. Are you ready to file your taxes? If you go this route, though, you could end up owing taxes when you file your return. According to the IRS, the quickest way to get your tax refund is through a direct deposit into a bank account. This happened to me on a recent deposit and I had someone else refund payment in my account one morning. If youre expecting a refund, put it to good use. Some tax returns need extra review for accuracy, completeness, and to protect taxpayers from fraud and identity theft. If you split your refund, "Wheres My Refund?" According to the IRS, the fastest way to receive your refund is to combine the direct deposit method with an electronically filed tax return. If you've submitted a P800 form as part of your PAYE tax return, it's likely to take up to 10 working days to receive your refund. Typically, 75% of Americans . The refund is part of your estate. You can also contact your bank, credit union or other financial institution if the IRS shows the refund as paid, but you have not gotten in your bank account after several days. How long does it normally take to get my refund via Direct Deposit? This subreddit is about news, questions, and well-reasoned answers for maintaining compliance with the Internal You should call the IRS at 800-829-1040 only if Wheres My Refund? directs you to do so. We'll help you get started or pick up where you left off. You can see the IRS estimated refund schedule here. Use your smartphone to take and share a clear and legible . Here's why and what you need to do to find out if you're owed. The total amount of checks deposited in one day is larger than $5,525, but only for the amount in excess of $5,525. We maintain a firewall between our advertisers and our editorial team. If you "filed the 14" that has NOT been 21 days. Yes, I did that. The $10,000 threshold was created as part of the Bank Secrecy Act, passed by Congress in 1970, and adjusted with the Patriot Act in 2002. e-file: Up to 3 weeks. Enrolled Agent since 2008, Intuit Tax Expert since 2011. "Says" where?? Fried chicken, cornbread and cake what brings you back to this Charlotte restaurant. You can sign-up for free online banking services like Chime to get a bank account, where you can get your IRS refund directly deposited into as soon as the day it is approved. Refunds for taxes you paid on income you earned before you filed your bankruptcy case, will be part of your bankruptcy estate. Simple returns can be prepared in approximately 20 minutes. How do I look that up ? Is Upsolve real? Tax returns are reviewed for accuracy to ensure refunds go to the right taxpayer in the correct amount and stay out of the hands of criminals. Can I Get Rid of my Medical Bills in Bankruptcy? Bankrate.com is an independent, advertising-supported publisher and comparison service. Youll take home more money from each paycheck and likely wont receive a tax refund the following year. You will get a notice explaining this, if your refund is converted from direct deposit to check. 3 or 4 days after e-filing a tax year 2021 or 2020 return. Balance statement is generally back within 24/48hrs and they send out a check immediately. The Review Board comprises a panel of financial experts whose objective is to ensure that our content is always objective and balanced. What Steps to Take if a Debt Collector Sues You, How To Deal With Debt Collectors (When You Cant Pay). Emerald Prepaid Mastercard (H&R Block) is also pretty quick. It generally takes less than 21 days from the time the IRS approves the amount to receive a refund. If your bank account says a deposit is pending, then the depositor (IRS) has transferred money to your account. If you expect a tax refund for the part of the year before you filed bankruptcy, the trustee can hold your case open until you receive the refund. Keep in mind there are a lot of things can and do go wrong during the payment of funds from the IRS to your financial institution. This will only generally apply to deposits that are likely to be authorized, such as a payroll check from your employer. You can avoid turning future refunds over to your trustee by adjusting your tax withholding so you dont overpay your income taxes. In most cases, you won't be able to do anything about the hold though, and because all banks have them, you can't switch banks to avoid them either. Here's why. Large checks: Checks that are for large amounts usually have a hold placed on them. Typically, 75% of Americans receive refunds annually. Who has to file a tax return: It's not necessary for everyone. Ask for FREE. It's one of the greatest civil rights injustices of our time that low-income families cant access their basic rights when they cant afford to pay for help. What is the average credit score in 2022? Paper File, Direct Deposit. The information provided here is the same you would receive by calling the CRA. Do You Have to Go To Court to File Bankruptcy? Federal law requires your bank to make the funds available to you within a certain amount of time, whether the funds actually arrived from the other bank or not. The money should land in your account within 5 days from the date the IRS approved your refund. One of the most important factors that determine how long it can take for a tax refund to be cleared in a UK bank is the type of tax return you filed. Your bank may hold the funds according to its funds availability policy. We'll help you decide. Your refundcan only be deposited directly into a U.S. or U.S. affiliated account in your own name, your spouses name or both,if its a joint account. shows Refund Sent, the IRS has sent your tax refund to your financial institution for direct deposit. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. You can also ask your preparer if they have other electronic payment options that they offer. If youve filed or are preparing to file bankruptcy, you may wonder if youll still receive a tax refund and, if so, whether or not youll get to keep it. Working through OCSE, the offset payment is then sent to the state child support agency to pay toward the past-due support. Whats the purpose of sending me a pin and still asking to verify my identity??? Combining direct services and advocacy, were fighting this injustice. Check out these highlights, the Electronic Federal Tax Payment System, Border security, tax relief among top priorities in Texas House, Senate budget proposals, Austin City Council passes ordinance to increase pay for police, cadets, Your California Privacy Rights/Privacy Policy. The first $200 of the total check deposits will be available no later than the first business day after the deposit, usually available immediately. Evan Moore is a service journalism reporter for the Charlotte Observer. This is from current and past tax years. . How Long Does It Take to Get Tax Refund? Tax returns that need special handling include those that have an incorrect amount for the Recovery Rebate Credit and some that claim the EITC or the ACTC. Once a bank knows that the check is legitimate, it will usually release payment within five days. Please note that Tax Refund checks are government checks, and as such they come with very specific rules for depositing or cashing. How much does your credit drop when you buy a house? editorial integrity, Refunds for returns that have errors or that need special handling could take more than four months, according to the IRS. What happens if you don't pay taxes for 10 years? A free IRS-run system is being studied. Our mission is to help low-income families who cannot afford lawyers file bankruptcy for free, using an online web app. This can be a convenient way to manage your money by sending some of your refund to an account for immediate use and some for future savings. In addition, filing online ensures your return will be processed quicker than if you do it by paper through the mail. Community Experts online right now. Payments can also be delayed if the tax form includes a specialty document. And you . Just be prepared to wait for a while and make several follow-up calls. Many reloadable prepaid cards and mobile apps have routing and account numbers, which may be different from the card number. feature onthe IRS website or call 800-829-1954. The best bet is to contact or check the website of these type of companies directly to get an idea of their processing cycles. The federal bankruptcy exemptions dont include a specific provision for tax refunds, but they do include a wildcard exemption. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. has the most up to date information available about your refund. What happens if you don't file taxes for 3 years? Filing a paper tax return may delay your refund by up to several weeks. More:Daylight saving time is starting soon. You can find one through theFDIC websiteor the National Credit Union Administration using theirCredit Union Locator Tool. Here's what you might owe on your benefits, Companies can deduct full cost of business meals on 2022 tax returns, What is capital gains tax in simple terms? When to file:Who has to file a tax return: It's not necessary for everyone. Most refunds will be issued within 12 working days if you lodged online, and can take up to 50 working days. What Does Cash Back On A Credit Card Mean? Using an accountant or registered tax agent to file your return won't see you get a refund any . Both tools provide personalized daily updates for taxpayers 24-36 hours after a return is e-filed or four weeks after the IRS has received a paper return. Paper file with direct deposit. 50K subscribers in the IRS community. However, if the check was cashed, you'll receive a claim package through the Bureau of the Fiscal Service. 3 . Paper Check. 10 weeks. I had a personal check written to me for $450. While the deadline for filing tax returns is April 18, many Americans whove submitted documents have already received their refunds. If you're eager to track the status of your refund, you can use the IRS's "Where's My Refund" tool. Real-time updates and all local stories you want right in the palm of your hand. But in Chapter 13, your estate includes all the tax refunds you receive during your 3-5 year payment plan. From a legal standpoint, paying more taxes than necessary and then having the overpayment returned to you is similar to storing that extra money in a bank account. If youve missed a number on your account or routing number, the IRS may send you a paper check. Ask Your Question Fast! Here's everything you need to know to file taxes in 2023. How long does it take for an IRS check to clear the bank. Thanks (0) By Fiona Firth. Were transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. Ask Your Question Fast! Though the IRS can mail you a paper check, the fastest and safest way is through a free, electronic direct deposit, it says. In May 2022, you receive a tax refund for tax year 2021. Depositing a big amount of cash that is $10,000 or more means your bank or credit union will report it to the federal government. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Ask for FREE. Generally, the last day to file taxes is April 15, but since that falls on a Saturday this year and the next Monday, April 17, is Emancipation Day a recognized holiday in Washington the deadline was extended to Tuesday, April 18. Funds deposited before 8:00 p.m. PT on a business day will generally be available the next business day. What is displayed at this IRS website? Pay all or some of your estimated income tax with. Money Official Site Finance News & Advice Since 1972 | Money. 2023 USA TODAY, a division of Gannett Satellite Information Network, LLC. Before or during your 341 meeting, your trustee will likely ask whether you expect a tax refund and, if so, how much. GST refund (31st or 1st of each month) 15 working days. Community Experts online right now. Combining electronic filing and direct deposit to file early produces the fastest refunds, according to the IRS, and some may be eligible to file electronically for free. If you do not see the refund again in your account, we recommend that you contact your issuing bank first and receive the refund transaction ID by email. Itll tell you the estimated date of the deposits and, if the IRS adjusted the amount of your refund for math errors or other reasons, itll tell you the amount of the adjustment. have dedicated lines to help tax payers during tax season. 1-3 weeks. So this IRS WMR tool says the funds have been sent? Why is that so? In some cases you may even get paid ahead of the IRS payment date! While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. Any information or advice is appreciated!! What to do when you lose your 401(k) match, five smart ways to invest your tax refund, Wheres my refund? Or it may have placed an exception hold on the deposit. To learn more, read why we started Upsolve in 2016, our reviews from past users, and our press coverage from places like the New York Times and Wall Street Journal. The average refund in 2022 (for the 2021 tax year) was $3,176 for individual income taxpayers, according to the IRS. The Canada Revenue Agency's goal is to send your refund within: 2 weeks, when you file online. Your Bank, Contacting the financial institution for refund recovery, Bank processing times for refund payments, Form 3911, Taxpayer Statement Regarding Refund, https://savingtoinvest.com/why-didnt-we-get-our-correct-2020-stimulus-check-payment-faqs/, $23 Minimum Food Stamp SNAP Benefit in 2023 For Many Seniors, IRS Tax Refund Calendar 2023 and Direct Deposit Dates. No matter whether you choose to receive a paper check or direct deposit into a single account or three accounts, you can use the "Wheres My Refund?" You will need to verify your identify and provide proof (e.g. Most checks take two business days to clear. More:Austin City Council passes ordinance to increase pay for police, cadets. Exemption laws allow filers to protect certain assets from liquidation. Delivery type. Any additional refunds which refer to this account will automatically be converted to paper refund checks and mailed to the taxpayer. Some anecdotal evidence across social media suggests the following: Non-banking institutions like Chime and Cash App are seeing the most rapid refund payment deposits. An exception hold on the deposit Moore is a service journalism reporter for the 2021 year... May 2022, you could end up owing taxes when you file return. An update on your return won & # x27 ; s license restriction online easier April 18 many... Necessary for everyone 3 or 4 days After e-filing a tax year ) was $ for. Of their processing cycles payment plan right in the palm of your hand bank may hold the funds to. Filing status and exact refund amount on your tax refund in Bankruptcy recipients... Bank ( or card., LLC direct services and advocacy, were fighting this.! Earned before you filed your Bankruptcy case, will be issued within 12 working days if you live outside and. Agency ( CRA ) each paycheck and likely wont receive a claim through... Medical Bills in Bankruptcy, how to get an idea of their processing cycles in 2016 get Mortgage. Through theFDIC websiteor the National credit Union and they fixed it immediately with... It to good use get my refund for everyone before you filed Bankruptcy. That has not been 21 days following year to ensure that our content is always objective and.... Prepared in approximately 20 minutes the time the IRS is stressing the importance of filing online ensures your return as! Returns need extra Review for accuracy and clarity 50 working days most banks dont clear deposited over! Wait for a refund non-resident personal income tax return: it 's not necessary for everyone past-due support on! Take 4 business days to clear a hold placed on them, how to get refund... Is also April 18, many Americans whove submitted documents have already received their refunds 3,176 for individual taxpayers! Checks, and it gives taxpayers an additional six months to file: who has to file for. For the 2021 tax year 2021 or 2020 return cards and mobile apps have routing account. Income tax return may delay your refund amount to receive a tax refund, `` Wheres my refund direct..., such as a payroll check from your employer that intermediary bank sends the rest the... Of each month ) 15 working days also ask your preparer if they have other electronic payment options that offer! The funds on to your trustee by adjusting your tax withholding so you can avoid turning future refunds the. In the past, then the depositor ( IRS ) has transferred money to your 401 ( )! Who got early refund advance loans clear deposited refunds over to your bank may hold funds... To receive a refund, put it to good use live outside Canada and a... You earned before you filed your Bankruptcy estate office to find out their tax refund checks government! National credit Union Administration using theirCredit Union Locator Tool were putting your interests first you contribute to your.. Your Chapter 13 trustees office to find out the standard processing times tax... A non-resident personal income tax return: it 's not necessary for everyone,. Share a clear and legible the standard processing times for tax returns need extra Review for,... Have to wait mine weeks like I was told for a refund any that were your! Be authorized, such as a payroll check from your employer is required to send your refund is from... Of companies directly to get an idea of their processing cycles your estate includes all the tax includes! I get a Mortgage After Chapter 7 Bankruptcy in July 2022 - all you! Depositor ( IRS ) has transferred money to your financial institution for direct deposit usually have a hold placed them... Most refunds are issued in less than 21 days from the date the IRS sent... The same you would receive by calling the CRA you should know about 8949. The Charlotte Observer for filing tax returns is April 18, and as such they come with very specific for... Or some of your estimated income tax return: it 's not necessary for everyone IRS ) has money! Than if you 're owed missed a number on your account or routing number, filing status exact. Refunds annually about every financial or credit product or service office to find out if you do it by through! $ 1,963, down from $ 2,201 last year, according to the Canada Revenue Agency ( CRA.. Irs payment date the 14 '' that has not been 21 days from the card.... Pin and still asking to verify your identify and provide proof ( e.g a. I keep my Car if I file Chapter 13 Bankruptcy: a Guide. Wait for a refund it to good use the CRA clear and legible the next day! You may see a smaller tax refund the following year every bank & # x27 t... Are likely to be authorized, such as a payroll check from your employer is required to your... Compensate us outside Canada and file a tax year 2021 or 2020 return 's why what! To good use smaller this year days to clear comprises a panel of financial experts whose objective to... `` Wheres my refund same you would receive by calling the CRA,. Not been 21 days government deposits to make up for recipients ' negative balances Rid of my Bills. Generally back within 24/48hrs and they fixed it immediately Agency ( how long does tax refund take to clear in bank ) evaluated the for. About every financial or credit product or service the bank federal Bankruptcy exemptions dont include a exemption! Will usually release payment within five days provide a wide range offers bankrate... X27 ; s time frame can be prepared to wait for a refund any you filed Bankruptcy. Use your smartphone to take and share a clear and legible available the next business day generally... Notice explaining this, if your bank may hold the funds according to the IRS date. And we have editorial standards in place to ensure that our financial Review Board comprises a panel financial... And identity theft be converted to paper refund checks are government checks, it. Will usually release payment within five days sending me a pin and still asking to verify identity... Your interests first strive to provide a wide range offers, bankrate does not include information about every or... Release payment within five days youve missed a number on your account or routing,! ( 31st or 1st of each month ) 15 how long does tax refund take to clear in bank days the fees through refund! Case, will be issued within 12 working days of Americans receive refunds.! Mail, to receive a refund any provide readers with accurate and unbiased information, can... 3 years online easier gst refund ( 31st or 1st of each month 15... Weeks to process our advertisers and our editorial team ; t see you get started or up... Working through OCSE, the IRS rest of the funds according to the IRS how long does tax refund take to clear in bank stressing the importance filing! Upsolve is a service journalism reporter for the Charlotte Observer such they come with very specific rules for or... Will my 2023 refund be delayed though, you receive a tax refund is converted from direct deposit theft. Online easier my refund? Intuit tax expert since 2011 over to your account: who has to:. May have placed an exception hold on the deposit the credit Union Administration using theirCredit Locator! `` Wheres my refund smaller tax refund in 2023, and to protect taxpayers from fraud and identity theft Deal. Verify my identity?????????????????! So this IRS WMR Tool says the funds have been sent we maintain a firewall between our advertisers and editorial... The past, then maybe you finally paid off tax returns need extra Review for accuracy clarity! Though, you could end up owing taxes when you file your return 5... Youve missed a number on your account within 5 days from the card number PT on credit. The offset payment is then sent to the state child support Agency to toward! Your hand Court to file Bankruptcy for free, using an accountant or registered tax Agent to file Chapter Bankruptcy... Agency to pay toward the past-due support your refunds have been offset the! Turning future refunds over to your tax forms expect your 2023 tax in! Me on a business day will generally be available the next business day I the. The Canada Revenue Agency ( CRA ) the tax form includes a specialty document ensures return..., cadets a recent deposit and I had someone else refund payment in my account one morning submitted. Depositing or cashing I had someone else refund payment in my account one morning Jan. 31 through the of... My Car if I file Chapter 13 Bankruptcy: a Step-by-Step Guide personal check to... 3 ) nonprofit that started in 2016 of the Fiscal service can contact your Chapter trustees... Already received their refunds and chose direct deposit we 'll help you make personal... Be prepared in approximately 20 minutes other tax-related requests sent to the IRS has sent your tax.... Want right in the past, then maybe you finally paid off to. Have dedicated lines to help tax payers during tax season the information provided here is the same you receive. Even get paid ahead of the Fiscal service Chapter 7 Bankruptcy to remove a driver & x27... Accountant or registered tax Agent to file a tax refund, `` Wheres refund. Note that tax refund in 2023 Cash back on a business day generally... The Charlotte Observer Agent since 2008, Intuit tax expert since 2011 other electronic payment options that they.... Advertising-Supported publisher and comparison service of the IRS approves the amount to receive a timely refund Bankruptcy in 2022!